As of writing (August 2025), the promo is ongoing, however like all promos, it might be time-limited. Verify the Maya app bulletins or their social media pages to see if it’s nonetheless lively.
I examined the method myself utilizing my BDO Visa bank card, and right here’s the way it went:
- ✅ The transaction pushed by way of immediately
- ✅ I used to be not charged any comfort price
- ✅ The quantity was credited to my Maya pockets in actual time
- ✅ It labored so long as the quantity was below ₱5,000
Nonetheless, there have been a number of key limitations:
- ⚠️ Most of two transactions below ₱5,000 had been allowed per day
- ⚠️ My makes an attempt to money in ₱5,000 or larger had been declined
- ⚠️ BDO solely allowed a complete of ₱9,998 (₱4,999 × 2) in sooner or later
So if you happen to’re utilizing a BDO Visa bank card, you’ll be able to money in as much as ₱9,998 each day utilizing this methodology—so long as you break up the transactions.
Whereas Maya waives their very own comfort price throughout the promo, some banks deal with pockets top-ups as “quasi-cash transactions”, which can set off money advance charges or curiosity prices.
Verify your financial institution’s coverage earlier than utilizing their bank card
Name your financial institution and ask: “Do you cost quasi-cash or money advance charges for pockets top-ups?”
Use banks that deal with Maya top-ups like common purchases (BDO Visa appears to be one in all them)
Banks recognized for quasi-cash charges embody some overseas banks, fintech playing cards, and even sure native Mastercard issuers. Visa playing cards appear to work higher general for this promo.
Apply for a BDO Credit score Card now!
Right here’s the total step-by-step course of:
- Open the Maya app
- Faucet “Money In” from the house display
- Choose “Credit score/Debit Card”
- Faucet “Hyperlink a New Card” and enter your Visa bank card particulars
- Set your required quantity (hold it below ₱5,000 per transaction)
- Affirm the cost and full any OTP verification out of your financial institution
- Look forward to the top-up to mirror—needs to be immediate
You’ll obtain affirmation from each Maya and your bank card supplier.
💡 Solely Visa bank cards are eligible for the no-fee promo (not Credit cards)
🔐 Ensure that your card helps on-line transactions and 3D Safe
⚠️ Some banks may decline transactions flagged as pockets top-ups
📈 When you exceed each day limits, it’s possible you’ll want to attend 24 hours earlier than making an attempt once more
This Maya Visa bank card cash-in promo is a brilliant approach so as to add funds to your pockets without cost, particularly if you happen to’re investing by way of DragonFi Lite, paying payments, or sending cash. Simply be aware of your card’s insurance policies and transaction limits to keep away from any shock charges.
When you’re utilizing a BDO Visa card like me, it’s a protected wager—however all the time begin with small quantities and monitor your bank card assertion after your first few transactions.